Abstract

In this paper application of risk profile in wheat risk management of North Khorasan province has studied. For achieving to risk profile used data of 120 wheat producers for 2005 - 2007 period. Also, for evaluating of losses of each risk, used two indexes of frequency and severity of risk effect and finally risk matrix designed. Result showed that biggest area for wheat was area with low risks. New variety of product and lake of labors were decreased risks of wheat. Wild animals, high cost of credit and use of unsuitable harvest machines were increased risk resources. Regard to results, annually monitoring of risks, control of pests risks through biological control and crop diversification, retraining of harvest machines users for putting machines in order and suitable time of harvesting, considering of risk profile for programming and designing of insurance plans suggested.

Key words: Ranking, loss, insurance, risk matrix.