Debt financing to new small ventures in South Africa: The impact of collateral, ethics and the legal system
Alphonso Van Aardt Smit1 and Olawale Olufunso Fatoki2*
1Department of Business Management, Room 148, Flippie Groenewoud Building, University of Free State, Bloemfontein, P.O. Box 339, 9300, South Africa.
2Department of Business Management,University of Johannesburg, Johannesburg, South Africa.
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