The purpose of this research paper is to find out the relationship of the factors such as retirement benefits, job security and financial crises affecting the turnover of an employee in an organization. The sample data were collected from more than one hundred people working in the private, semi_ government and commercial organization Overseas Pakistanis Foundation (OPF) in Islamabad, Rawalpindi and Peshawar. Questionnaires consisting of standardized scales using 5.0 likert scales were self administered. The result revealed that the retirement benefits, job security and financial crises have a very pertinent and significant impact on the Turnover of the Employee. Job security, financial crises and retirement benefits are sensitive problems in a developing country like Pakistan. The result also revealed that the retirement benefits have more positive effect on the turnover than the job security .Similarly, financial crises has a moderate effect on the turnover of the employee. These factors were verified by means of Correlation and Regression Tests. Subsequently, the presented problems when faced by the organization proved the major causes of employees’ turnover. In the current competitive economy, human resources in an organization are calculated as the key assets. Implications for the organizational manager have been discussed along with limitations of the studies and direction for future research.
Key words: Commercial, welfare, pertinent, implication, job security.