Copyright © 2007, Academic Journals.

In accessing the web pages on the African Journal of Business Management (AJBM) web site, you agree that you will access the contents for your own personal use but not for any commercial use. You can download and you can print out hard copies of any part of the content on AJBM online web site for your personal use. Uses beyond that allowed by the "Fair Use" limitations require permission of the publisher.

Any uses and or copies of this Journal in whole or in part must include the customary bibliographic citation, including author attribution, date and article title.

Disclaimer of Warranties

In no event shall Academic Journals be liable for any special, incidental, indirect, or consequential damages of any kind arising out of or in connection with the use of the articles or other material derived from the AJBM, whether or not advised of the possibility of damage, and on any theory of liability.

This publication is provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Descriptions of, or references to, products or publications does not imply endorsement of that product or publication.

African Journal of Business Management Online is under development and changes may be made in these publications at any time.

While every effort is made by Academic Journals to see that no inaccurate or misleading data, opinion or statement appears in this web site, they wish to make it clear that the data and opinions appearing in the articles and advertisements herein are the responsibility of the contributor or advertiser concerned. Academic Journals makes no warranty of any kind, either express or implied, regarding the quality, accuracy, availability, or validity of the data or information in the website or of any other site to which it may be linked